Housing
Find the perfect home in Montenegro with our comprehensive housing resources.
Overview
Montenegro offers a variety of housing options, from coastal apartments to mountain chalets. The rental market is particularly active in cities like Podgorica, Budva, and Kotor. Long-term rentals typically range from €250–€1000 per month depending on location and size.

Types of Housing Available
- Coastal Apartments: Popular in seaside towns like Budva, Kotor, and Herceg Novi. Many offer sea views and modern amenities.
- Mountain Chalets: Found in regions like Žabljak and Kolašin, ideal for those seeking tranquility and nature.
- City Houses & Apartments: Podgorica, the capital, and other cities offer a mix of modern apartments and traditional houses.
Rental Market Overview
Rental prices in Montenegro vary by location, size, and amenities. Typical long-term rentals range from €250–€1000 per month. Coastal and tourist areas tend to be more expensive, especially during the summer. Factors affecting price include proximity to the sea, city center, furnishings, and property condition.
Steps to Find Housing
- Online Platforms: Anchor Properties and Realitica.com.
- Real Estate Agents: Many agents speak English and can help with paperwork and negotiations. Always check for licensed agencies.
- Local Networks: Word of mouth, expat groups, and social media (e.g., Facebook groups) are valuable resources for finding rentals.
Legal Considerations for Renting/Buying
- Contracts: Always sign a written contract. Ensure it specifies rent, deposit, duration, and responsibilities for utilities and repairs.
- Tenant Rights: Tenants have rights regarding notice periods and deposit returns. Read the contract carefully and clarify any unclear terms.
- Documentation: Foreigners typically need a valid passport and, for long-term stays, a residence permit. Landlords may need to register your stay with local authorities.
- Buying Property: Foreigners can buy property in Montenegro, except for land classified as agricultural. Legal assistance is recommended for due diligence and paperwork.
Utilities and Services
- Electricity & Water: Usually set up by the landlord, but you may need to transfer bills to your name for long-term rentals.
- Internet & TV: Providers include Telenor, M:tel, and Telekom. Installation is generally quick, but rural areas may have limited options.
- Garbage Collection: Typically included in municipal fees or rent.
Neighborhoods and Cities
- Podgorica: The capital, with modern amenities, international schools, and a growing expat community.
- Budva & Kotor: Popular coastal towns with vibrant nightlife, beaches, and historic old towns.
- Herceg Novi: Known for its relaxed vibe and proximity to Croatia.
- Tivat: Home to Porto Montenegro, a luxury marina and expat hotspot.
- Žabljak & Kolašin: Mountain towns ideal for nature lovers and winter sports enthusiasts.
Tips for Expats
- Negotiating Rent: Prices are often negotiable, especially for long-term rentals or off-season agreements.
- Local Customs: Personal relationships matter; being polite and respectful goes a long way in negotiations.
- Potential Challenges: Language barriers, varying property standards, and understanding utility billing can be hurdles. Join expat groups for support and advice.
Frequently Asked Questions
Answers to common questions from expatriates regarding housing in Montenegro.
Official Resources
Links to official government resources and services related to housing in Montenegro.
Residency and Immigration
- Ministry of Interior (MUP) - Foreigners' AffairsPrimary governmental body for residency permits, visas, and registration for foreigners. Navigate to 'Services for Foreigners' or 'Residency' sections.
- e-Government Portal MontenegroPortal for forms and information related to citizen services, including residency and document submission.
Property & Real Estate
- Real Estate Administration (Cadastre and State Property Administration)Official body for land registers, cadastral records, and property ownership registration.
- Ministry of Finance - Tax Administration (Poreska uprava)Information on property taxes for owners and some rental situations. Navigate to Tax Administration or Poreska uprava.
Utilities and Services
- Elektroprivreda Crne Gore (EPCG) - Electricity ProviderNational electricity provider.
- Crnogorski Telekom (Internet & Mobile)Internet and mobile provider.
- M:tel Montenegro (Internet & Mobile)Internet and mobile provider.
Legal and Consumer Information
- Official Gazette of MontenegroOfficial publication of laws and regulations, including those related to property and contracts.
- Ministry of Economic Development and Tourism - Consumer ProtectionDepartment for consumer protection, relevant for disputes related to services or contracts. Navigate to "Consumer Protection" or "Zaštita potrošača".
Disclaimer: These links are provided for informational purposes only. Official government websites may change structure or language, and deep links may become outdated. Most sites are primarily in Montenegrin; use translation tools if needed. Always verify information with official sources or legal counsel.
Disclaimer: This page provides general guidance. Property laws, rental regulations, and market conditions can change. Always consult with qualified professionals for specific advice.